Georgia Court of Appeals

Stephen Davison v. Citizens Bank & Trust Company

A16A1470 September 21, 2016 Reversed

Automated case summary

What the court decided

The legal issue was whether Stephen Davison was personally liable for a promissory note under OCGA § 11-3-403 as an unauthorized signer when the bank took the note in good faith. The Georgia Court of Appeals reversed the trial court's judgment, holding that because Citizens Bank knew Davison lacked authority to sign on behalf of HOCO Cubs, LLC, Davison cannot recover the debt from him.